Consolidating student loans and private loans online gaming dating sites
During that time, we complete the credit review process, you (and your cosigner, if applicable) will sign the loan documents and we will ask you to obtain payoff statements from your current loan servicers.
If you prefer, we can schedule a call with you and your current loan servicer(s) to verify the loans you want to consolidate.
When you consolidate your student loans, you may be able to lower your monthly payment if you qualify for a lower interest rate and/or extend your repayment term.
If your repayment term is extended, it will take you longer to pay back your loan and you will increase your total loan cost.
If you choose to consolidate your federal student loan(s), the features and benefits associated with those loan(s) will not apply to your new consolidation loan.
For example, certain repayment options, such as Income-based repayment, loan forgiveness for public service and other benefits will no longer apply to your new consolidation loan.
Once you apply, it can take from 30 to 45 days to process.
We recommend you compare your current loan terms against the consolidation loan terms.
For example, you may not want to include loans with a lower interest rate than the consolidation loan.
Your repayment period can be 10 or 20 years, based on your creditworthiness.
View APR Examples If you are experiencing financial difficulties and you are unable to make your student loan payments, we have options to help.
Find out if student loan consolidation is right for you.